/+.24(#
15
YJKEJ VJG RNWI KU OCPWHCEVWTGF 9JGP #EOG VJTGCFU CTG URGEKHKGF HQT C RTQLGEVKNG CPF KVU OCVKPI DCUG
RNWI URGEKCN ECTG UJCNN DG GZGTEKUGF VQ GPUWTG VJG KPVGTEJCPIGCDKNKV[ QH VJG RCTVU #NN VJTGCFGF RNWIU
UJCNN DG JCPF VKIJV YJGP UJKRRGF VQ VJG NQCFKPI RNCPV YKVJ VJG RTQLGEVKNG CPF UJCNN DG TGCFKN[ TGOQXCDNG
WRQP CTTKXCN
)CUMGVU 9JGP ICUMGVU CTG URGEKHKGF VQ DG UWRRNKGF WPFGT VJG EQPVTCEV
UGG VJG[ UJCNN
DG KP CEEQTFCPEG YKVJ VJG CRRNKECDNG FTCYKPI CPF URGEKHKECVKQP 7PNGUU QVJGTYKUG URGEKHKGF ICUMGVU
UJCNN PQV DG CUUGODNGF YKVJ VJG RTQLGEVKNGU DWV UJCNN CEEQORCP[ GCEJ NQV QH RTQLGEVKNGU VJG PWODGT
UWRRNKGF UJCNN DG RGTEGPV KP GZEGUU QH VJG PWODGT QH RTQLGEVKNGU
9QTMOCPUJKR 6JG YQTMOCPUJKR UJCNN DG CU URGEKHKGF QP VJG CRRNKECDNG FTCYKPIU
URGEKHKECVKQPU CPF VJG DGUV KPFWUVTKCN RTCEVKEGU IQXGTPKPI VJG SWCNKV[ RTQFWEVKQP QH KPVGTEJCPIGCDNG
RCTVU HQT OCKPVCKPKPI VJG FKOGPUKQPU HKPKUJGU VQNGTCPEGU CPF SWCNKV[ URGEKHKGF JGTGKP #NN
EQORQPGPVU CPF CUUGODNKGU UJCNN DG HTGG HTQO DWTTU EQPVCOKPCVKQP EQTTQUKQP UJCTR GFIGU QT HQTGKIP
OCVGTKCN YJKEJ EQWNF TGUWNV KP OCNHWPEVKQP QH VJG RTQLGEVKNGU QT DG C UCHGV[ JC\CTF KP JCPFNKPI
8'4+(+%#6+10
%NCUUKHKECVKQP QH KPURGEVKQPU 6JG KPURGEVKQP TGSWKTGOGPVU URGEKHKGF JGTGKP CTG ENCUUKHKGF CU
HQNNQYU
C (KTUV CTVKENG KPURGEVKQP
UGG
D 3WCNKV[ EQPHQTOCPEG KPURGEVKQP
UGG
(KTUV CTVKENG KPURGEVKQP # HKTUV CTVKENG UCORNG QH RTQLGEVKNGU UJCNN DG KPURGEVGF HQT
EQPHQTOCPEG VQ VJG YGKIJV CPF FKOGPUKQP TGSWKTGOGPVU QH VJG CRRNKECDNG FTCYKPIU 6JGUG RTQLGEVKNGU
UJCNN DG UWRRNKGF KP C DCTG OGVCN EQPFKVKQP YKVJ QPN[ C NKIJV EQCVKPI QH RTGUGTXCVKXG QKN QT ITGCUG VQ
RTGXGPV EQTTQUKQP # URGEKHKGF PWODGT QH VJQUG RTQLGEVKNGU UJCNN CNUQ DG VGUVGF KP CEEQTFCPEG YKVJ /+.
24( CPF VJG CRRNKECDNG FTCYKPI HQT EQPHQTOCPEG VQ #FFKVKQPCN HKTUV CTVKENG RTQLGEVKNGU
UJCNN DG UWRRNKGF KP VJG RJQURJCVGF CPF RTKOGF EQPFKVKQP CPF UWDLGEVGF VQ VJG FT[ HKNO VJKEMPGUU
CFJGUKQP CPF UCNV URTC[ VGUVU QH /+.2 6JG PWODGT QH HKTUV CTVKENG UCORNGU VQ DG HWTPKUJGF KP
VJG FKHHGTGPV EQPFKVKQPU CPF UWDLGEVGF VQ VJG XCTKQWU HKTUV CTVKENG VGUVU UJCNN DG CU URGEKHKGF KP VJG
EQPVTCEV QT QTFGT
UGG (CKNWTG QH CP[ RTQLGEVKNG UJCNN ECWUG TGLGEVKQP QH VJG HKTUV CTVKENG UCORNG
2
TQFWEVKQP QH RTQLGEVKNGU RTKQT VQ CEEGRVCPEG QH VJG HKTUV CTVKENG KPURGEVKQP UJCNN DG CV VJG EQPVTCEVQT U
TKUM
3WCNKV[ EQPHQTOCPEG KPURGEVKQP 6JG VGUVU QH CTG TGSWKTGF QP CNN RTQFWEVKQP NQVU #P[ NQV
UCORNKPI UJCNN DG EQPFWEVGF KP CEEQTFCPEG YKVJ #05+#53% < (QT VJG HKTUV OGNV C EJGOKECN
CPCN[UKU QH VJG UVGGN UJCNN DG HQTYCTFGF VQ 0#8574(9#4%'0 %TCPG (QT GCEJ CFFKVKQPCN OGNV C
EJGOKECN CPCN[UKU UJCNN DG RTGUGPVGF VQ VJG )QXGTPOGPV SWCNKV[ CUUWTCPEG TGRTGUGPVCVKXG 6JG CPCN[UKU
OC[ DG RGTHQTOGF D[ VJG EQPVTCEVQT QT OC[ DG C EGTVKHKGF CPCN[UKU D[ VJG UVGGN RTQFWEGT 6JG JGCV
VTGCVOGPV QH GCEJ NQV CPF VJG OGEJCPKECN RTQRGTVKGU VGUV TGUWNVU UJCNN DG TGEQTFGF CNQPI YKVJ VJG TGUWNV
QH FKOGPUKQPCN KPURGEVKQPU